Mutuum Finance

Mutuum Finance is a decentralized liquidity protocol that facilitates peer-to-contract cryptocurrency lending and borrowing through overcollateralized loans. The protocol connects liquidity providers and borrowers through a shared pool, where borrowing rates adjust dynamically according to market utilization. It operates non-custodially, allowing participants to retain ownership of their assets during transactions. Its infrastructure is open-source and has undergone third-party audits, according to the project.