Ether.fi

Ether.fi (ETHFI) is a crypto neobank that positions itself as an alternative to a conventional consumer bank. The platform brings saving, growing and spending crypto together in a single connected experience. It relies on non-custodial infrastructure, so users keep control of their assets.

The service is organized around three products. Stake covers Ethereum staking, with positions that stay liquid and usable. Liquid automates onchain strategies that produce variable yield on eligible assets. Cash handles card spending and everyday payments.

Its other features include transfers, fiat on and off ramps for sending money across borders, and collateralized borrowing that provides liquidity without selling the underlying holdings. The project states that more than $3 billion in assets are held across the platform. It combines the technical base of a DeFi protocol with the ease of use of a fintech app.