Rank #21,824


Staking - Protocol - Blockchain ● Launched 34 months ago

Sunday, 7 April 2024 UTC

Saturday, 6 April 2024 UTC

Thursday, 8 February 2024 UTC


BNPL Pay is a decentralized lending protocol that puts credit in the hands of those who need it the most, namely, those who cannot meet the requirements to take on collateralized loans. To that end, we have created the BNPL Pay Protocol, an uncollateralized lending platform that services such a need. We tackle the counterparty risk associated with uncollateralized borrowing through a distributed network of Banking Nodes. Our system delegates the tasks of credit checks, risk assessment and other due diligence requirements to pool operators, and creates a set of incentive structures that reward and punish these operators based on performance.

Banking Nodes manage pools of liquidity, and have the autonomy to delegate these funds to potential borrowers in the parameters they see fit, while lenders can choose an operator that suits their risk-reward preferences to conduct interest bearing activities based on fully transparent data. Borrowers can apply for credit from any or all Bank Nodes, and if approved, are issued loans on fully customizable and agreed upon terms.

Unlike established protocols within DeFi, uncollateralized borrowing presents an entirely new avenue of risk that is yet to be tackled within blockchain networks, namely, counterparty risk. BNPL Pay seeks to address this risk by delegating the tasks of credit checks, risk assessment and other processes conducted by traditional credit facilities to our node operators. With this, node operators lie at the heart of our protocol, and connect lenders with borrowers.

The BNPL token is the governance token within the BNPL Pay protocol and has multiple utility functions including bonding a banking node and staking banking nodes as a form of insurance in the event of a default.

Market Rank

In the dynamic and ever-changing landscape of cryptocurrencies, BNPL Pay has established itself as a formidable player. It is currently ranked #4,308 in the cryptocurrency market based on its market cap. This ranking reflects the trust and confidence that the market has in BNPL Pay as a viable digital asset.


The tokenomics of BNPL Pay consist of a total supply of 1,000,000,000 tokens, out of which 999,996,340 tokens are currently in circulation. Understanding the tokenomics is crucial for potential investors, as it sheds light on the token's distribution and availability, which can directly impact its value and demand in the market.

Wallet Support

In order to securely store your BNPL Pay tokens, you can use a variety of wallets such as MetaMask, Trust Wallet, MyEtherWallet, Ledger, Trezor. These wallets provide a safe environment for managing and storing your digital assets. It's essential to select a wallet that supports the specific cryptocurrency and offers a high level of security, user-friendliness, and compatibility with your preferred devices.

Price Performance

The price of BNPL Pay is currently at 0.000051482227320890226, having experienced a 0% change in the last 24 hours. The trading volume for this period stands at 0. With a circulating supply of 999,996,340 tokens, BNPL Pay has managed to achieve a market capitalization of 51,482, reflecting the strong interest of the market participants.



Price$ 0.(0x4)5148
Market Cap$ 51,482.23
24h Variation (%)+0.00%
Total Supply1,000,000,000
Circulating Supply999,996,340
Launch DateSeptember 14th 2021, 00:00
Date addedOctober 26th 2021, 15:09

Security Scan

1 day ago

The security scan is conducted by Goplus and serves as a general indication of contract security.

It may not detect all potential threats and vulnerabilities. Always perform your own research.

Holder Count:846
Buy Tax:0.00 %
Sell Tax:0.00 %
Owner Holdings:0.00 %
Honeypot Check:
Blacklisted Check:
Top 10 Holders:75.08 %
Anti-Whale Mechanism:
Can Take Back Ownership:
Slippage Modifiable:
Transfer Pausable:
Open Source:

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